to me there are credit lines and then there are credit lines.IE the vast majority have a heloc on their personal home or maybe a rental.. with a credit union local bank big bank etc.then you have credit Lines that are unsecured for business purposes .I have not heard of credit lines being frozen yet.. but I sure saw it a ton in the GFC.. and very few folks that get them on their personal resi or a rental.. actually read the fine print and therefor are shocked when they go to access their heloc for this deal they want and its frozen.our facilities are on one year terms with a mandatory 30 day rest per 12 months.. its been that way for me for 20 some years LOL.. mine are unsecured and of decent size i am not talking 50 to 100k..

Yes good tenants won't be a problem.One problem that I see is when local gov't starts telling people that their mortages may be frozen for upto 90 days.

I know the impact firsthand, I work for a financial services company, they have been laying off employees and the hiring has been frozen. 

@Renee Lee Im in Napa and most of my lenders have frozen HELOCs.

You could sell it to their attorney as an insurance policy to get their fees paid, since I bet a lot of the seller's assets are frozen, because of you know...drugs money

I just cringe at some of those posts. and a lot of them are running their business's relying on heloc's and that is quite risky if those get frozen for a period of time. 

I agree that standstill in the market (not from frozen credit but from difficulty and fear of needing to actually move) shouldn't be mistaken for price stability.

Almost everything is frozen.

Banks went super-low interest rates, and now they're holding off on that, but money hasn't frozen yet.

Helocs can get frozen  ( read the fine print) I bet 90% of those who have heloc's have no clue they can be frozen unilaterally by the lender.