With frozen mortgages, foreclosures and government subsidies, I'm not sure if housing inventory will increase or if sellers will become desperate to sell.

Cash out refi, you can get 75% lvt and low rates and not worry about getting your credit line frozen or called,Castle and Cooke in Denver does conventional cash out refi for investment properties efficiently.

The smaller unit doesn't have heat now, completely frozen too, but I guess doesn't need to be a part of the loan consideration?

It's bad enough that the courts are closed, but now, with the "free rent for everyone" proclamation, the rental market will be absolutely FROZEN. 

This guy even had ups sending in frozen meals so he did not have to go to the grocery store. 

Lender can call the HELOC under certain conditions.I know there are some lenders who will deny this, but during the last financial crisis, I had 3 clients with HELOC's on their primary residence had their HELOC frozen . 

Tried a local direct money lender, who ran my perfect credit report, and now they won't return my calls.also tried lendingone.com, and they are currently frozen.

[Good thing In & Out is open guess they are deemed essential, good thing].Prices have not budged but we are in frozen mode.

Maybe your thinking HELOC's those got frozen and called..

As is, I have an eviction in process, of a tenant that vacated in Oct 2019, yet did not tell me, left some stuff/junk in unit, so I had to go to eviction...5-6months, No rent, no payments, etc...worst is, this month would have been changing locks w/Marshall, as no reply from him, and not fighting it at all, yet now 90 days frozen, no evictions!