As for your options now while your credit is suffering…private money, hard money, seller finance, prepaid PMI, assumable mortgages and sub to all come to mind.  

Unless you can find a prepaid service where you don't have to attach your name to it then I wouldn't mess with it.

Annette,I'm sorry about your experience with our product, ListSource, as well as our customer service center - which is partly onshore in California and partly offshore in Asia.For the record however, I must state that we offer both prepaid account types (which appears to be the one you signed up for) as well as pay-per-use accounts.

HIs own custom yellow letter door hanger. and my dad was as Folksy as they come I shudder to think of some of the goofy stuff he wrote on those door hangers.. then on Sat and Sunday mornings my mom would drive us to the neighborhoods that my dad wanted leads in .. and we would get there about 7 in the morning and walk passing them out for 3 to 4 hours.. cost of each door hanger was a penny or so.. they had self addressed and prepaid return postage.. ( so as long as no one attached a brick to it and sent it back it was all bulk rate.

Here is what I do: rip.all their propaganda in half and mail it back to them in their prepaid postage envelope:) Guess prospects can send back your "we buy houses" solicitations as well.

I'm going to ask about providing him with a pre-paid credit card (or similar) and if that would allow him freedom to spend where/when he wants without depending on a trustee to cut checks.

Prepaids for taxes and insurance.  

Closing costs of a refinance may include:--Origination costs (to the lender)--Fees for title work and closing the loan (to the title company)--Recording fees and taxes on the mortgage (to the state)--Prepaids/Impounds for taxes and insurance (to your escrow account) - Not really a "cost" at the time, but will still be part of the overall settlement. 

HE TOLD ME HE WAS A MILLION ARE HE WILL NEVER GET CAUSGHT I TRACED THE NUMBERS THEY WERE CALLING FROM THEY WERE PRE PAID CELL PHONES THEN THEY HARRASSED ME AFTER THAT THEN I TOOK ACTION .

Good afternoon all,I'm purchasing a multi family at a purchase price of $314,000 with $9k back for closing costs, prepaids, escrow.