If that's the case and no damage, you simple have to goto the Enforcement office and file for garnishment.I haven't read the recent changes, but usually you can mail the debtors copy to their last known address.

Good idea.The context is the judgment debtor getting a new mortgage.Premise still good?

Also, if you can, get a second job or some kind of side hustle (legal of course, like cleaning common areas, cutting hair, cleaning homes, etc.) and use that money solely for paying of debt OR saving for a down-payment, making sure you put it in a high-yield savings account, so it can grow interest while it sits in there......no taking anything out of it. 

Your initial balance sheet should look something like thisAssetNote receivable - $10,000EquityDavid Hite - $10,000When you get the payments from the debtor - you will record a portion of the payment as payback of principal and a portion as interestCash - $100     Interest income - $10     Note Receivable - $90There can be an additional layer of complexity if you factor in the account "discount on note receivable" but the above is a good starting point.

Technically, the rules of civil procedure say I don't have to appear for oral hearing if the debtor didn't make an appearance, but most judges make us anyway, so that is additional JF fee. 

I do believe that if you show us a truly good deal, it won't be hard to get it funded, either as debt or equity financing.A "good deal" is pretty relative. 

Although that's like robbing Peter to pay Paul.It really comes down to what hurts worse - paying interest on debt or taxes on profit.

If you don’t move out after a year you’re still paying less per month and freeing up that cash to pay down debt or look for more investments.

If you buy the note .. then you prosecute the foreclosure you can credit bid note value and all accrued interest etc.. and maybe the opening bid is higher than anyone will bid.. but you can also bid if there is competitive bidding and your credit bid is already in.. so just brings some cashiers checks with you up to what you will pay.OR buy the note and then release the debtor buy doing a deed in Lui.. you would take title with the buggered up issues but if its long term hold who cares right ??

Many other attorneys would be happier putting people in debt to make themselves more fortunate.How do you know that there are no debt or liens attached to this property?