Last time I checked, the ROI on making donations to an insurance company for over-priced insurance wasn't that good lol

There may be a way to donate the property and write it off on your taxes.

Since most of us don't make the big political donations we have to watch our back.  

the question you need to ask yourself on any insurance, is what would you do in a total loss, if not replacing it, demoing the building and selling or donating the lot is ok for you then go with the cheaper, if you would want to rebuild then it may be worth the extra. 

I encourage people to donate to local charities, but agents never listen.

If they've left clothes and other belongings behind, you may want to document them and bag them up as the law does require storage of items for 30 days, at which point you can donate, sell, or throw away.

And he knows I plan on donating whatever I inherit from him to local charities he's supported his whole life, in his and mom's name.  

The labor usually gets paid on those shows, but many times the input players are acting for free (publicity and excitement of TV) and many materials are donated.

That way, you can pay a ridiculous amount of money to your county and state governments as well as to the lending institution that holds your mortgage...and none of that money will go to the Federal Government (plus, you'll get big deductions).Oh, and let me recommend donating the rest of your income to charity...that way you can avoid owing the Feds anything...

It's also productive fun- I also like hobbies where I make things (knitting, sewing, cooking, fixing up things around the house, etc), but the sense of accomplishment at the end of spending 4 weeks solid knitting a scarf is not nearly as... well, fun... as spending that four weeks putting together a deal.And once you stop needing the money to live on, it starts going to interesting projects and things you care about- I try to donate money to science research I find interesting, but tends to get ignored by the big grant institutions- I could happily, happily, spend $100 million on that and never get bored.