I am not endorsing them or not endorsing them.

congrats on your venture I wish you the best of luck with it.. also its ringing endorsement with the uber competition and herd mentality that is following MF these days that you guys pulled this off.... your to be commended. 

I always endorse 1million in liability (unless they don't want it) again many different options in policies.

So, the cautionary tale here is that those vague weasel clauses that are prevalent throughout lender-favored loan documents can come back to bite you in a big way, especially when in the hands of a note holder blazing a new path that nobody else agrees with but they have the weasel-clause-endorsed right to do so.I will need to look hard into refinancing. 

For rehabs, make sure you have a good Builder’s Risk endorsement and good Liability coverage, preferably $1M of coverage.

However, it needs to be designed very specifically to not endorse the death benefit, but more of the cash value growth. 

To break it down simply, both have advantages and disadvantages for a borrower.Hard Money : quick, least amount of paperwork/underwriting, VERY local lender/individual who will know the market best Private Money : still very fast, some more in depth guidelines on the financing, CHEAPER than Hard $, usually an actual lending institution capable of multiple products/solutions.Do your research, check the reputable lenders endorsed by this site also! 

These carriers are personal lines carriers and don't insure businesses (at least not in that division or operating company).I can also write the business giving you a blanket liability, schedule your properties, and give you an endorsement to cover new purchases up to a certain amount for 30 days, plus other benefits.The second one is usually much more expensive policy when you own one or two properties, but it insures you better.One of the reasons I can do this is because I'm an independent agent - my agency represents about 20 companies between personal and commercial lines.

Essentially an indirect rollover consists of one institution sending you a check, usually for the total amount of your retirement account (IRA, 401K etc) in order for you to "rollover" those funds to another institution, by either endorsing and sending the check along to your new firm, or depositing the funds and making an equal contribution to another reitrement account.

Adolfo - this is an unsolicited endorsement of how Ms Poe works.