You will want to brush up on Philadelphia Landlord - Tenant Law as well.

Hey guys,I've been running into some hostile residents lately, so I've been brushing up on my knowledge of landlord/tenant law.I came across the late fee policy from the state. 

If your contract states that a certain outcome is expected,  such as house trim painted (rather than house trim will be painted with a horse hair brush with two  coats of paint with brush strokes in both horizontal and vertical direction)  and a general time schedule, such as completed by a certain date (rather than will work 8 am to 3 pm Mon through Fri) then you have a better chance of saying the person is a contractor or independent business rather than an employee.Think of how you deal with a plumber--The toilet is clogged. 

I can speak from experience, not as a medical professional, but as someone who has worked in commercial real estate and is very close friends with multiple medical professionals (surgeons, doctors, etc.).Focus on yourself and your practice firstIt sounds like you are enticed by the "idea" of passive income, but have no land-lording experience to understand that this isn't truly a passive business.Doctors (painting with a broad brush here) aren't known to be good business people or good with their financesMy theory on this is because they are in school until their 30's living on student loans.

., that you were given a curt brush off) and based upon that how you should proceed. 

You called 15 different mortgage lenders and they all brushed you off in 2018.

I do, however, recommend that you surf bigger pockets and brush up on some beginner level investing principles.

I will brush up on these calculations so I can do them upside down, sideways, and any which way. 

I was actually thinking about falling rents recently, but kind of brushed it aside.  

Here is what we are doing...Re key home to make new tenant keysClean up and shape the landscaping and trim tree in rear of homeRepair exterior wood - Repaint all exterior siding and trim.Repair gate / fence leading into backyardReplace all kitchen cabinets with new cabinets - Paint white, then antiqueNew st steel stove, dishwasher, and vent a hoodNew countertops (kitchen)New wood laminate flooring in 2 living areas and hallway - 1st floorNew tile floor in downstairs bathroomNew vanity and sink in downstairs bathroomTile walls around tub to replace old tub surroundNew brushed nickel light fixtures and fans throughout the homeNew carpet and pad on stairs and upstairs hall and bedroomsNew tile floor in upstairs bathroomNew vanity and sink in upstairs bathroomTile walls around tub to replace old tub surround upstairs bathReplace old / damaged sheetrock where needed (mostly downstairs)Repaint all ceilings throughout homeRepaint all doors and trim throughout the homeRemove all wallpaper and paint all walls standard neutral colorsReplace all interior and exterior doorknobs and looks to new brushed nickel look to match lights and fansReplace all cabinet pulls and knobs with brushed nickel to match door knobs and lights/fansLicenced plumber to repair and service all plumbing fixtures / pipes to ensure no leaksLicensed HVAC technician coming to service and clean the heat and air to ensure it is working property."