Your in a dip and are a little nervous because you been on a little bit of a sugar high.

I live in Sugar Land and work in Pearland. 

Work with people who are licensed, have been around the block, tell you the facts even if it's not sugar coated. 

Solution #1 - Austerity - it would eventually turn the ship around - but that's 5 or more years of under-consumption, increased savings and paying down debt.. living below our means - which means a sustained weak economy (high unemployment, demand destruction and a slow leak in asset prices).

I tend to agree with him.I am not sure what part of that $300 is due to my irrigation since I don't know his "normal" consumption rate.I have dialed back the timer to water now only 10 minutes on MWF.There is also a possibility of a leak, but I doubt it.Any recommendation on what's the best way to handle this?

Most people here are actually talking about how you deploy funds -- either for investment or consumption -- that the debt allows you to do. 

Competition is certainly tough for FHA investors in the South Bay, I don't want to sugar coat.

I was hoping to see some creative ideas like "AI leasing agents" or  "using AI to optimize electricity consumption and HVAC operations in an office building" 

I use Sugar, it’s free, and it works VERY well and I can even interface it into my autoresponder.I think I got close to 93 emails today about this SIMS system.I understand they want to make a buck, by why not make it more affordable.

Said plainly, you'll always have a viable tenant pool because of this level of conspicous consumption.