Use to be that some uninsured lenders (non-banking lenders)like a pension fund would take certain commercial properties on long fixed rate terms, like 15 or 20 years, and they are usually large loan amounts, over 1M, but I believe these are as rare as dentures for a hen or a snipe.Insured lenders can not assume an interest rate risk beyond 7 years and stay within prudent lending practices and remain balanced with the maturity distribution of other investments.

Dentures and sex toys.

But just as in dentistry, we should be caring for the denture adjustment patient with the same compassion as the full mouth rehab patient.