Good idea for a thread, but it's been posted previously; just a couple of them here:http://www.biggerpockets.com/forums/52/topics/68041-how-do-you-harden-your-rentalshttp://www.biggerpockets.com/forums/52/topics/51199-making-your-rentals-durable-Many other threads exist on specific items, like flooring or plumbing.

I definitely advise running a proper analysis for each specific item though.

We have built into our lease a charge for each specific item in the house, if stuff is damaged we start deducting it from the security deposit.

2) Any specific items that you recommend being added to the policy? 

I live in Maryland and realize that the laws vary state to state,  Are they any specific items that i should incluse besides the usual (liability insurance, maintenance, ADA requirements).Any information would be appreciated.Thank you!!!  

Hi Anthony,There are very specific items sellers are looking for in a contract.  

There may be state-specific items that need to be included in a contract or may even be things on the template that are not enforceable in that state.

Ask the seller about specific items (i.e. heating and air conditioning, hot water heater, plumbing, etc) in these properties and see when they were last serviced and/or replaced. 

If I was to dissect her into different groupings living in Atlanta and being in real estate I would recommend a certain career and investment track based on her specific items she brings to the table. 

What specific item coverage on the policy should be increased or decreased to have the best coverage?