This was the thrust of my original thought...It's been a pleasure to engage in this discussion with you, Amit.  

Re-read your post, then tell me you actually believe your signature line.People who get laid off don't choose the event - it is thrust upon them."

I mean just imagine what it takes to send a two and a half million pound hunk of metal thrusting through the earth atmosphere.

I look at these two things as really being the "thrust" and "vector" of your life plan, money propels you into new deals (good and bad ones) but the experience and knowledge is your vector directing the flow of events to great heights.

I role down the window and the lady does a pelvis thrust with hands from the touchdown position driving down to her crouch...She struts over and begins asking us if we are wanting to party.....Nice /rolls up windowI've got two other hooker stories, but I would love to hear if anybody else has any?

@Cole Hagen as you continue to calculate the implications of this, be sure to calculate the increased tax bracket that you will be thrust into when withdrawing $773k.  

It would be like placing my 3 year-old at the throttles of my aircraft (full thrust.. idle... full thrust... idle... etc.).

(iron)The whole thrust of this initiative is to create a one pay/single system.

The main thrust of my question was whether or not I should pay in all cash (this would be my own cash) and then refinance off an enhanced ARV or finance from the beginning.

W2 for the time being.Mason,You'll need 2013 & 2012 W2's and 1040's (all schedules)Social Security and or Pension award letters detailing monthly award (if applicable)30 days of pay stubs (most recent)2 months on bank statements (most recent)401K, IRA or any reserves that you might (Loan officer might not need this but provide it)DL and SSC copies (front and back copies)Mortgage statements, tax bills, Homeowners insurance and HOA bill (for all Real Estate owned)Complete divorce decree and or BK discharge paperwork (In case you have child support and to verify the actual discharge date)This is a great start and depending on your situation more might be requested.