Also there are several neighborhoods cropping up in this area.

Winter is a tougher time to rent where I am and you have a less choice crop of renters - lots of first timers, people being evicted or can't afford their current place, etc.

Another problem that could crop up is if the prospective tenant and wife decide to get together again. 

There is nothing you can say at that point to defend yourself.I just had this exact same problem crop up as I was driving by one of my rentals 2 weeks ago.

There are some items on my app I don't feel that I need- namely bank account #'s but I do like to know they have some savings.I got my lease from other local landlords, and adjust that as needed- mainly adding things to the addenda that aren't covered in a normal lease but crop up with my tenant pool :)  such as that they are responsible for the light bulbs in their unit, not to use the stove for heat, when to take out trash, etc.

So here is a round up of some threads that cover the gamut of topics that have cropped up.

He detested the neighbors who did just that to take government handouts and watch their fields topsoil just blow over and smother his carefully tended crops.

My impression (and I could be wrong) is it’s just a long running guru shop with the organizers making money off new crops of members. 

I had an experience in Pennsauken, NJ where I had just flipped a house, found a buyer, contracts were signed, and closing was just around the corner, when this issue cropped up.  

I know immigrants are not lazy (as Trump suggests) and it's this drive of doing better, the inner spirit/hustle that keeps a constant new crop of smart young kids, from top universities from around the world, to move here (and yes, its difficult, ageism in the Silicon Valley does exist, so developing a side-hustle, is important as we age)... that's why I enjoy listening to Bigger Pockets!