Hi Chris, You may want to consider an alternative lender that does not focus on your personal income.

That isn't technically advertising to be a lender but if that message doesn't get across to RE investors, they are probably too dumb to lend to anyway.If I were to say "I'd like to consider an opportunity to work in partnership with an RE investor that rehabs and sells properties and I have funds to work with" that isn't saying I have money I want to lend on RE.

And now just thinking about it it would seem silly for a lender not to consider an applicant's overall financial situation over just the asset they're applying for a loan for.So assuming they do look at the total financial situation, do they look at the asset itself as an income producing business?

And with technology why not consider an app. 

If you are serious about this, you might consider an expert coach after trying on your own.  

I wouldn't even consider an appraisal from 4yrs ago.

My preferred script for pre-forclosures is "hey Mr Seller, would you consider an all cash offer on your property?

Thanks Jon, always appreciated your straightforward insight.What would you consider an acceptable and achievable cash on cash return?

Consider an option and sell the option.

I would consider an engineered floor that you can glue down.