That's why you need to either go FHA 203k (which expects the property to need rehab) or some type of private debt/hard money.

Although you can invest in all kinds of things with it; syndications, mutual funds, stocks, crowd funding, private lending for fix and flips or other small investments, etc.....We have 9 units in our Self Directed accounts, some with no loans so the savings add up relatively fast.

If you get private loans up front to purchase the property, you can simply have the bank pay off that private lender and not pull any cash out.

Since it's on private property the city won't do anything, and my neighbor and I would like to find someone who can at least remove the branch, if not the whole tree.

Just looking for some advice about private money lending, buying houses for sale by owner or other ways to get money instead of going through a bank. 

I have continued to invest in a number of real estate private placement deals since March 2020.

I will send you a private message.

If I cannot convince the seller to hold a private mortgage, am i excluded from FHA financing on this deal?

Now, if you're looking to close in 1 to 2 days, your best bet is private money or having a large enough line of credit (such as a HELOC).

If you are going with a commercial/private lender that doesn’t require income documentation etc, than this pricing is not too out of line.