A furnished home is fine for a footloose divorcee but a family or people who want to live there long term have their own furniture.

As far as the no pool thing - you can probably have something comparable - hot tub, kiddy pool, outdoor grilling/lounging area with lights, cornhole/ other games etc.

I would recommend using an interior designer and setting around $15-20k for furniture.

Keep in mind you are responsible for the utilities, internet, upkeep of furniture, bed sheets, etc.

I could actually wire up the outdoor electric and then charge him more, I have those skills and it's legal in NH for owner to do electrical.Any advice is appreciated, thinking of reaching out to a lawyer if he's serious on this.

If you walk through their store, they even have full kitchen and bathroom mockups built so you can see how they creatively use their cabinets & furniture to utilize small spaces. 

All of my furniture would still be in the house though.2) I have also read that a partial exemption is available for "unforeseen circumstances" such as the loss of a job.

Vacations, furniture, cars, maybe even buy your own vacation home, even if it doesn't make good financial sense, "just because you can."3b Big stock market gains - 401Ks have ballooned (until the last year), folks are feeling really good about their finances, and are stepping out on a limb with their spending.3c. 

and what the banker told me is for the doctor dentist. they will 100% finance house cars furniture etc.and then wrap all their accounts into their bank with the goal of having this client for life basically.

But if you rent places at or below market rent that will still be strong rental properties in a down economy, you can usually re-rent them without losing money (especially if you leave the furniture which has value to a renter).