You can use Globiflow (included with the Podio Premium tier) in conjunction with your email server to send emails.http://www.globiflow.com/help/action-send-an-email...Globiflow is also commonly used to create & send PDFs (for offers or other documents). 

Does the cafe business include the real estate?

All the investor friendly multi-unit properties in decent, safe neighborhoods get multiple offers above asking, including cash.

You did not include anything for CapEx (5% to 10%) depending on the current condition and life expectancy of all major components and appliances.  

Make sure on the lease that you indicated that appliances were not included.

There are a handful of good addendum suppliers in Ontario including LPMA and Harry Fine paralegal.You must also be careful of traps they've put in, such as the agreement to serve by email is ONLY for tenants, not landlords.

While it's true that I can 1031 exchange and avoid the tax, I'm not sure if it is actually the right time to buy now as everything is still so expensive including multi family properties.

You're supposed to include Property Management as another expense, even if it's you who are getting that (~10%) "pay".2.

Is there a specific reason you chose not to include MF in your analysis.. ?

I asked several questions, including that one, in my initial email to the assumptions department for the loan servicer, and the only response I received was a copy of the assumption application package.