Here in the midwest, the same loan officers who are offering traditional FHA financing seem to be offering a "Wheda" planEssentially it's a secondary loan that you have to put down on your mortgageThe "Wheda" program to my understanding counts other rents as 100% income (Traditionally i think it's 75% or so)The advantage to this loan package is that you will not be paying PMI "Wheda" requires a 5% down payment and the secondary loan is for 3% of that 5, so essentially you get into a piece of property for 2% +\- out of pocketThis was just explained to me this week, I am by no means an expect-- seems like it could be a good gig for owner occupants starting out!

We have a large home that we bought about 7-8 years ago and have had a good time owning it until we encountered our last tenants.  

I'm not sure how the logistics would work if the duplex is parceled separately and done as a 'package deal' but my guess is it would still be a no go.My first deal was an FHA deal and they have somewhat strict guidelines in terms of the condition the property must be in.

@Nichole MenziesCan you clarify as to what you are looking for, individual lots ( for a land/home package) or parks with multiple spaces?

I have been looking at buying a small apartment as my 1st purchase, or a package of SFH.

This is what I am encountering, in the current Mortgage Industry.

Property would need to get listed, seller package put together, etc...

We have encountered some municipalities which will not disclose water and sewer billing (even on an annual average).

I'll send you my contact information as soon as I register for one of the monthly packages.  

Using the tax package I am using, I am running into the following questions:I get this popup from the tax package:Special StepsIf this activity was a passive activity in a previous year and you're carrying forward losses from the activity to 2015, or if you sold or disposed of part or all of your interest in this activity or property used in the activity, follow these steps:Click Show Form and then Whole Form (or just Whole Form if the form is showing at the bottom of the screen).Scroll down to Part IV of the form, "At-Risk/Passive Activity Questions."