I've used that calculator I just didn't know if it would give me accurate numbers based on me living in it prior.

Would i use a PDF from the calculators?

Here is my question- when I am calculating all the variable costs that go into cashflow (repairs, vacancy, CapEx), should I be planning to add those amounts to my reserves every month once I have a tenant (if nothing goes wrong and I don't have to spend that money) or do I just maintain a certain reserve balance and consider the rest of it to be profit once I have a solid reserve balance?

With a snowball calculation.

I’ll PM you I have a loan calculator so you can look at the numbers.  

I would look at this as an investment first, so calculate what the true NOI is if you rented out both units, have management fee, reserves, etc all calculated in. 

View report*This link comes directly from our calculators, based on information input by the member who posted.

View report*This link comes directly from our calculators, based on information input by the member who posted.

@Greg Dickerson would know more about construction costs/SF, so I won't add any additional input there.Annual rent increases of 2% may be scalable to 2.5-3%.No comment on VacancyYour J16:L16 has a calculation error, $B$16 slid to $C$16, disrupting your annual rental growth for years 8-10, which in turn affected your NOI & CoC.What are your thoughts for admin fees?

I am also looking into Pro on BP so I can easily share and discuss my reports in the forums and use the BP Calculator as much as I want.Best Regards, Joel