However, yearly leases are in place and I highly doubt the housing authority would make me evict a tenant just to convert it back.

Why aren't you listening to those words?

I retired in 2008.Mentors aren't just hanging on tree branches, waiting to be plucked by the first person asking for help.

Llcs do not affect taxes (except s Corp but you aren't there yet) 2.

We also completed a fix-and-flip in 2021, and we're currently putting the finishing touches on a new vacation rental as well as trying to get under contract on another rehab here in Tallahassee.I'll save the juicy details about those investments for another time, but let me tell you -- finally taking action has only fueled my passion and desire for more.Having as much fun as we are, and watching our wealth grow more quickly than I even imagined, I can't help but share our success with others and hopefully open anyone's eyes (for those whose aren't already opened) to the incredible potential that real estate investing holds.

It would have been enough to say to them we aren't prepared to add a bathroom now, sorry if I mislead you into thinking it would be done soon.   

Those areas aren't as scary as they may seem.

There aren't zombies in this town, just vampires.  

However, here is what I don't understand, Freedom Mortgage is the lender listed in the public notices as the one that has the full authority.

The lender would account for their income and credit as well, therefore, authorizing pre-approval.