Still painful to include pictures when working a project uploading pics, calculations tables and @ tagging others.

If a lender hits you with paperwork at the closing table that includes unexpected fees that you didn't expect, I'd walk away. 

If your interested in flipping houses, around that purchase price I would get ahold of frank montro, he's the only guy that I would trust right now in the south and is bringing over 35 years experience to the table.  

I would resent a landlord who thought he could charge me extra rent for putting some flowers on the table. 

Also do you know where this information is typically held in the trust, under what part of the table of context?

“The new mortgage disclosure forms coming in August will help consumers comparison shop for mortgages and avoid surprises at the closing table.

Fairbanks May be tough but lenders do lend there.As for Jersey, it’s about the property value and whether you can bring 25-30% to the table as a first time borrower

If he gets back to me, depending on what he says, I might entertain things if he brings real bank account statements to the table, etc...otherwise, my cost analysis was probably enough that he's going to steer away from me and look for someone that doesn't understand the numbers as well......I can't believe how one could blindly put numbers together to make it look good and not even make them realistic....amazing!

The neighborhood will give us access to the shops and restaurants we want, the beach, and it's a short drive up the PCH to the Santa Monica Mountains if we want out of the city.  

Especially if that payment is easily hidden under the table.