Never, I mean never use their moving advantage, they will pawn you off to Cartus, who is pawn you off to Coldwell banker or some other pay to play real estate company.

I feel multi-families really make sense once you are above 12 units, which is our next play. 

You'll never learn to play ball if you only watch from sidelines.

Because it is a lien, not a loan, the sellers of these products are not required to play by the same rules (such as disclosure) as regular lenders.

Do states play a role in the value of a note (Texas here). 

Your credit score has nothing to do with your ability to finance it, the lender will be looking at the property, not you personally, so the property value and the income property produces will play a role. 

Anyone with experience with short sales will tell you this: it takes forever to get the bank to play ball, and once they approve, your buyer already bought another house.  

I will definitely let the school system play a factor in the rental property decision based on your suggestions.

There are two plays Appreciation or Cash Flow ; its hard to get both in todays market in the same deal at least thats what I am seeing in my surrounding areas.

For those of us committed to the buy and hold approach. Frothy markets make it tempting to sell! I would love to indulge with a milk mustache and take my profits to the bank and wait for the next recession to hit but ...