Best New York Mortgage Lenders
Browse 6 top-rated mortgage lenders in New York as of April 24, 2025. See lender reviews, ratings, and investment specialties.
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NMLS # 2590002
Hard/Private/Non-QM
Welcome to All Loans Funding, your go-to destination for real estate investment financing. Specializing in DSCR, Fix & Flip, Bridge, and Hard/Private Money Loans, we empower investors and property owners to achieve their financial goals with confidence. Our seasoned professionals offer personalized solutions tailored to your unique needs, whether you're a seasoned investor or a first-time buyer. With transparent communication and a commitment to excellence, we ensure your investment endeav... view more -
NMLS # 1553947
Hard/Private/Non-QM
Secure your investment property loan in under 14 days with no income verification. We have funded over a billion dollars in DSCR loans, fix and flip loans, and bridge loans for real estate investors. We have generated over 250 million dollars in rental income for our real estate investors across the nation. We have worked with over 4000 real estate investors helping them achieve financial independence through income generated from their investment properties. We offer 30 or 40 year fixed term... view more -
Hard/Private/Non-QM
We are a investor-focused mortgage company focused on providing expert lending solutions for your next property. Whether you are looking at your first deal or leveraging your portfolio to grow, we are here to be a guide in the world of lending. view more -
NMLS # 2063552
Conventional & Gov.
Hard/Private/Non-QM
Your Favorite Lenders has been voted Top Lender in Orange County CA for 2 years straight in the OC register. Our curated and tailored servicing to Investors is what sets us apart from the rest of the market. Product highlights đ đ Fast 50 -Fast and easy DSCR alternative -No Minimum Fico Score -No Minimum DSCR Requirement -Max LTV (50%), High Equity!! -30 Year Term đ đ± 90 CLTV DSCR -Flexible and Fast DSCR -Lower Liquidity Requirement -Seller Carry or 2nd's allowed! -30 Year... view more -
INTERSTATE HOME LOAN CENTER
Conventional & Gov.
Hard/Private/Non-QM
225 Reviews4.9 stars8 forum postsConventional & Gov.
Hard/Private/Non-QM
Multi-faceted lender. Financing solutions across the real estate lending sector view more -
Hard/Private/Non-QM
BRKCTY (pronounced âBrick Cityâ), is the #1 fastest growing DSCR Lender in the country, offering competitive financing options for real estate investors nationwide. Providing over $800,000,000 in funding to date. BRKCTY is a lending company founded by investors for investors, uniquely positioning us to understand and serve your financing needs. view more
New York Mortgage Rates Today
How to Find a Lender in New York
To choose a lender that aligns with your investing goals, start by asking the right questions about their experience with real estate investors and their flexibility in loan terms. When speaking with a potential lender, ask about their familiarity with investment-specific loan products, such as portfolio loans, bridge loans, or cash-out refinancing options, and how often they work with investors in your target market. Understanding the lender's typical loan-to-value (LTV) ratios and whether they offer specialized financingâlike quick approvals for competitive marketsâcan reveal how well their services support quick, strategic property purchases.
In addition to loan features, inquire about fees, interest rates, and their approach to managing multiple property loans. For example, ask if they provide discounts on financing for investors with multiple properties or if they offer customizable loan packages based on your long-term goals. A lender who is open to building a relationship and adjusting terms to your needs is often a better fit for a growing investment portfolio. Finally, get recommendations from local real estate investment groups, which can provide insights into which lenders in your area have a strong track record with investors. And remember there is no one size fits all lender, you will want to find the right one for your investing needs.
Testimonials
"Found a lender who was able to offer exactly what I was looking for."
"Beat our local broker by one percent! Thank you BP."
"Easy to use and found a great Lender! Still going through the process but should close this week!"