Skip to content
×
PRO
Pro Members Get Full Access!
Get off the sidelines and take action in real estate investing with BiggerPockets Pro. Our comprehensive suite of tools and resources minimize mistakes, support informed decisions, and propel you to success.
Advanced networking features
Market and Deal Finder tools
Property analysis calculators
Landlord Command Center
$0
TODAY
$69.00/month when billed monthly.
$32.50/month when billed annually.
7 day free trial. Cancel anytime
Already a Pro Member? Sign in here
Pick markets, find deals, analyze and manage properties. Try BiggerPockets PRO.
x

New York Investor-friendly Lenders

10 investor-friendly Lenders found in New York as of January 11, 2025

  • business profile image

    NMLS # 1508627

    LendingOne

    Hard/Private/Non-QM

    4.3 stars
    112 Reviews
    19 forum posts

    Hard/Private/Non-QM

    LendingOne is one of the nation's largest lenders for real estate investors. Our industry leading pricing, leverage and transparency results in thousands of repeat customers a year. We have been a BiggerPockets premium partner for 10 years and the BP community comes first. Our products: 30 Yr DSCR Rental, Fix/Flip, New Construction and SFR Portfolio loans. Top Private Lender on Trustpilot: Over 4.5 Rating w/ over 200 verified reviews. https://www.trustpilot.com/review/lendingone.com ... view more
  • business profile image

    NMLS # 2482717

    Backflip

    Hard/Private/Non-QM

    4.3 stars
    15 Reviews
    41 forum posts

    Hard/Private/Non-QM

    Real estate investors choose Backflip for our flexible capital, user-friendly deal analysis app, and supportive community. With our free app, you can access up-to-date comps, calculate ARV, input costs, and estimate ROI using our profit calculator. Our tech-driven loan process saves you time, while our dedicated team works directly with you to ensure success and smooth transactions. Join our growing community of real estate professionals who support each other's achievements. With the Ba... view more
  • business profile image

    NMLS # 133519

    theLender

    Hard/Private/Non-QM

    4.8 stars
    844 Reviews
    5 forum posts

    Hard/Private/Non-QM

    Not just any lender, theLender! We've earned and maintained a 4.8 Customer Satisfaction Rating, with over 700 reviews from past clients. Our focus is INVESTMENT PROPERTY financing and we've funded over $7.5B in loan volume, while helping over 30,000 customers build their portfolio! At theLender, we understand that not everyone fits into the same financial mold. That’s why we’ve created unique loan products tailored specifically for Short Term Rental investors. As a consumer direct le... view more
  • business profile image

    NMLS # 1553947

    Loanguys.com

    Hard/Private/Non-QM

    4.1 stars
    180 Reviews
    14 forum posts

    Hard/Private/Non-QM

    Secure your investment property loan in under 14 days with no income verification. We have funded over a billion dollars in DSCR loans, fix and flip loans, and bridge loans for real estate investors. We have generated over 250 million dollars in rental income for our real estate investors across the nation. We have worked with over 4000 real estate investors helping them achieve financial independence through income generated from their investment properties. We offer 30 or 40 year fixed term... view more
  • business profile image

    NMLS # 2142653

    Adam's Team at The One Brokerage

    Hard/Private/Non-QM

    Hard/Private/Non-QM

    We are a boutique investor-focused mortgage brokerage founded by David Greene (host of The Bigger Pockets podcast) and Christian Bachelder (co-host of Mortgage Mondays) focused on lending solutions for growing investors. Whether you are looking at your first deal or leveraging your portfolio to grow, we have options for you. view more
  • business profile image

    Ameristar Financial Corporation

    Hard/Private/Non-QM

    Hard/Private/Non-QM

    The Fastest closing private mortgage lender in NY. We can fund your deal in as quickly as 48 hours!! Specialize in Fix N Flip, Bridge, Rehab, Buy and Hold 30 Year DSCR loans. Distressed, bank foreclosures, long term and short-term rentals such as Airbnb, VRBO, Visting Nurses, Pad Split and Co-Living properties. Relationship based lender that establishes long term relationships with real estate investors. No tax returns, no financials, soft credit pull, no appraisals on most loans. No le... view more
  • business profile image

    Legacy Leverage

    Hard/Private/Non-QM

    2 forum posts

    Hard/Private/Non-QM

    Legacy Leverage, your trusted partner in hard money, private money, construction and rental loans. We specialize in providing fast, reliable financing solutions tailored to real estate investors of all levels (No Experience Needed.) Whether you're a new investor looking to fund your first flip, an experienced developer building commercial buildings or part time entrepreneur expanding your rental portfolio. With over 9 figures in closed loans, our experienced team is committed to helping you s... view more
  • business profile image

    NMLS # 1125207

    Kiavi

    Hard/Private/Non-QM

    4.1 stars
    351 Reviews
    8 forum posts

    Hard/Private/Non-QM

    With more than $21 billion in funded loans, Kiavi is one of the nation's largest private lenders to residential real estate investors. Kiavi harnesses the power of data & technology to offer REIs a simpler, more reliable, and faster way to access the capital they need to scale their businesses. With a wide range of bridge and rental funding options to choose from, Kiavi’s 24/7 pricing calculator and team of experts can create a personalized solution for your investment strategy. You get relia... view more
  • business profile image

    INTERSTATE HOME LOAN CENTER

    Hard/Private/Non-QM

    4.9 stars
    207 Reviews
    7 forum posts

    Hard/Private/Non-QM

    Multi-faceted lender. Financing solutions across the real estate lending sector view more
  • business profile image

    Lendai

    Hard/Private/Non-QM

    3 forum posts

    Hard/Private/Non-QM

    Lendai is a fintech platform that simplifies US real estate purchasing & financing for both local and global investors. Lendai offers a full spectrum of business-purpose loans for investors, such as short-term financing (Bridge, Fix & Flip, and Ground-up construction) as well as 30-year DSCR and Full Doc loans. All our loan programs are available for both domestic and foreign investors. We enable our customers to achieve their financial goals through digital solutions that create a simple,... view more
Showing 1 - 10 of 10

Find a Lender in New York


To choose a lender that aligns with your investing goals, start by asking the right questions about their experience with real estate investors and their flexibility in loan terms. When speaking with a potential lender, ask about their familiarity with investment-specific loan products, such as portfolio loans, bridge loans, or cash-out refinancing options, and how often they work with investors in your target market. Understanding the lender's typical loan-to-value (LTV) ratios and whether they offer specialized financing—like quick approvals for competitive markets—can reveal how well their services support quick, strategic property purchases.

In addition to loan features, inquire about fees, interest rates, and their approach to managing multiple property loans. For example, ask if they provide discounts on financing for investors with multiple properties or if they offer customizable loan packages based on your long-term goals. A lender who is open to building a relationship and adjusting terms to your needs is often a better fit for a growing investment portfolio. Finally, get recommendations from local real estate investment groups, which can provide insights into which lenders in your area have a strong track record with investors. And remember there is no one size fits all lender, you will want to find the right one for your investing needs.