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Inverted Yield Curve and Recession?

Monday, April 04

An inverted yield curve occurs when short-term debt instruments have higher yields than long-term instruments of the same credit risk profile. Typically this shows that a recession is coming.  Investors feel they will have better opportunities to invest at a future date so they will invest sho...


What happens when people don't pay their electric bill?-- YOU GET TO!

Monday, March 21

This scares me and should scare you as well. https://www.usnews.com/news/bu.... 1.4 million households in New York State are behind on electric or natural gas bills. a quick search says there are 7.5 million households in NY State. That means 19% of people in the State of NY are behind in a time...


Apartment rents shatter all-time records. Rents are predicted up 10%

Wednesday, March 09

Keep in mind that this article is about Boston- but it is applicable to Worcester as well. Another great Banker and Tradesman article. https://drive.google.com/file/... The Crux of the issue here is that rents are going up and apartment owners are looking for double digit rental increases. I don'...


Who ultimately holds the MTG Loans? Banks? NOPE--- YOU DO!!!!

Wednesday, March 09

Below is a snippet from a Banker and Tradesman article on 2/21/22 by Andrew Haigney  YES YOU SHOULD BE SCARED- YOU OWN IT On a macro level, we see the combination of higher interest rates and quantitative tightening weighing on real estate values and liquidity. It should be noted that the Feder...


How do we achieve Housing Stability for the most vulnerable?

Wednesday, March 09

Another interesting article in Banker and Tradesman.  For those who do not subscribe, a link below. https://drive.google.com/file/... Keep in mind as always when you read an article the inherent bias of the author.  Chris Norris is the executive director of Metro Housing Boston. Also, keep in min...


Rent Control in Worcester? NO THANKS Build More Housing

Wednesday, March 09

This past week the Worcester City councilors were asked what their thoughts were about the possibility of the state removing the ban on Rent Control in Massachusetts.  Rent Control has been banned in the state since 1994.  Lifting the ban would allow municipalities the ability to set their own pa...