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Kentucky Investor-friendly Lenders

7 investor-friendly Lenders found in Kentucky as of December 24, 2024

  • business profile image

    NMLS # 1508627

    LendingOne

    Hard/Private/Non-QM

    4.3 stars
    112 Reviews
    19 forum posts

    Hard/Private/Non-QM

    LendingOne is one of the nation's largest lenders for real estate investors. Our industry leading pricing, leverage and transparency results in thousands of repeat customers a year. We have been a BiggerPockets premium partner for 10 years and the BP community comes first. Our products: 30 Yr DSCR Rental, Fix/Flip, New Construction and SFR Portfolio loans. Top Private Lender on Trustpilot: Over 4.5 Rating w/ over 200 verified reviews. https://www.trustpilot.com/review/lendingone.com ... view more
  • business profile image

    NMLS # 2482717

    Backflip

    Hard/Private/Non-QM

    4.3 stars
    15 Reviews
    41 forum posts

    Hard/Private/Non-QM

    Real estate investors choose Backflip for our flexible capital, user-friendly deal analysis app, and supportive community. With our free app, you can access up-to-date comps, calculate ARV, input costs, and estimate ROI using our profit calculator. Our tech-driven loan process saves you time, while our dedicated team works directly with you to ensure success and smooth transactions. Join our growing community of real estate professionals who support each other's achievements. With the Ba... view more
  • business profile image

    NMLS # 133519

    theLender

    Hard/Private/Non-QM

    4.8 stars
    813 Reviews
    5 forum posts

    Hard/Private/Non-QM

    Not just any lender, theLender! We've earned and maintained a 4.8 Customer Satisfaction Rating, with over 700 reviews from past clients. Our focus is INVESTMENT PROPERTY financing and we've funded over $7.5B in loan volume, while helping over 30,000 customers build their portfolio! At theLender, we understand that not everyone fits into the same financial mold. That’s why we’ve created unique loan products tailored specifically for Short Term Rental investors. As a consumer direct le... view more
  • business profile image

    NMLS # 1647914

    LoanBidz.com by Investment Property Loan Exchange

    Hard/Private/Non-QM

    4.7 stars
    38 Reviews
    39 forum posts

    Hard/Private/Non-QM

    LoanBidz.com specializes in BRRRR financing, including short-term fix & flip and long-term rental loans (DSCR) from $100k to $3M for real estate investors. We have helped over 3000 borrowers and funded over $600M in loans. LoanBidz.com, as an Exchange, has access to all the best private lending options available in the market. 650+ FICO requirement with a minimum of $25,000 in reserves available. We provide investment financing options for the purchase or refinance of non-owner-occupied singl... view more
  • business profile image

    NMLS # 2059741

    Tomo Mortgage

    Conventional & Gov.

    4.4 stars
    101 Reviews

    Conventional & Gov.

    At Tomo Mortgage, you gain more than just a lender— we are investors ourselves with decades of experience. We specialize in rental and primary residence/house hacking. Our Loan Officers are available 7 days/week and our online portal open 24/7 to take applications. Tomo Mortgage stands out by eliminating lender fees and offering some of the industry’s lowest rates. Our advanced technology streamlines the origination process, reducing costs and passing those savings directly to you through ... view more
  • business profile image

    NMLS # 2063552

    Your Favorite Lenders Inc

    Conventional & Gov.

    Hard/Private/Non-QM

    5.0 stars
    133 Reviews

    Conventional & Gov.

    Hard/Private/Non-QM

    Your Favorite Lenders has been voted Top Lender in Orange County CA for 2 years straight in the OC register. Our curated and tailored servicing to Investors is what sets us apart from the rest of the market. With over 100 capital partners, our commitment to funding your next project is unmatched! view more
  • business profile image

    NMLS # 1125207

    Kiavi

    Hard/Private/Non-QM

    4.1 stars
    345 Reviews
    8 forum posts

    Hard/Private/Non-QM

    With more than $21 billion in funded loans, Kiavi is one of the nation's largest private lenders to residential real estate investors. Kiavi harnesses the power of data & technology to offer REIs a simpler, more reliable, and faster way to access the capital they need to scale their businesses. With a wide range of bridge and rental funding options to choose from, Kiavi’s 24/7 pricing calculator and team of experts can create a personalized solution for your investment strategy. You get relia... view more
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Find a Lender in Kentucky


To choose a lender that aligns with your investing goals, start by asking the right questions about their experience with real estate investors and their flexibility in loan terms. When speaking with a potential lender, ask about their familiarity with investment-specific loan products, such as portfolio loans, bridge loans, or cash-out refinancing options, and how often they work with investors in your target market. Understanding the lender's typical loan-to-value (LTV) ratios and whether they offer specialized financing—like quick approvals for competitive markets—can reveal how well their services support quick, strategic property purchases.

In addition to loan features, inquire about fees, interest rates, and their approach to managing multiple property loans. For example, ask if they provide discounts on financing for investors with multiple properties or if they offer customizable loan packages based on your long-term goals. A lender who is open to building a relationship and adjusting terms to your needs is often a better fit for a growing investment portfolio. Finally, get recommendations from local real estate investment groups, which can provide insights into which lenders in your area have a strong track record with investors. And remember there is no one size fits all lender, you will want to find the right one for your investing needs.