Another Insurance Question

[Jonathan Sher]

Hello BP friends, I wanted to get some opinions on the coverage I think is the best for me, but is the most expensive..

This quote for $1377 annually covers the following

Building/Earthquake - $130,000
Personal Property - $6,000
Personal and advertising injury - $1,000,000
General aggregate liablity - $2,000,000
medical- $5,000

The positive about this is that it's a commercial policy and not a personal line of coverage. This means we (me and my partners) don't have to give our SS# and personal info to the insurance company (Want to use the LLC to protect as much as we can).

When this policy goes into effect, we will only have 1 SFH that we will rent. What do you guys think? I think its kind of expensive, but its the best policy I have found...

Any addtional properties we aquire will be covered by this policy, we would just need to obtain insurance for the dewelling, so our average cost of coverage per house will eventually go down.