Anyone purchase commercial insurance on SFH?

[Adam Craig]

My insurance agent had very competitive rates for my first 7 rental properties but nationwide wont do any additional properties. Because I want to continue to grow this business he suggested that I get commercial coverage on all 8 properties and continue with commercial plans for future purchases.

I was paying around 5K for all 7 properties with residential insurance. With commercial I am closer to  $6500 but it has a lot more coverage built in.

Is this a good route to take? OR should I just keep the 7 residential policies in place with lower rates and just do commercial for future purchases?