How to Wholesale a $1,000,000 dollar House

How to Wholesale a $1,000,000 dollar House

Flipper/Rehabber · Houston, TX · Member since 2012 · 176 posts · 75 votes

Need help

Just got a call today from a seller that NEEDS to sale his house before goes into foreclosure for what he owns on the mortgage ~$250,000.

The house is not finished and needs about $100,000 in repairs. The ARV is $1,000,000.

How to wholesale this house?

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Investor · Central Valley, CA · Member since 2012 · 6k+ posts · 3k+ votes
13y
Originally posted by Hector Perez:
Need help
Just got a call today from a seller that NEEDS to sale his house before goes into foreclosure for what he owns on the mortgage ~$250,000.

The house is not finished and needs about $100,000 in repairs. The ARV is $1,000,000.

How to wholesale this house?

Is this a trick question? Unless the house is in a market where nothing is moving, there are lenders and buyers that can close on a $1M house selling for $250K tomorrow. What's the complication? Get it under contract and get the contract assigned/sold.

See this reply in the discussion

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  • Investor · Central Valley, CA · Member since 2012 · 6k+ posts · 3k+ votes
    13y
    Originally posted by Hector Perez:
    Need help
    Just got a call today from a seller that NEEDS to sale his house before goes into foreclosure for what he owns on the mortgage ~$250,000.

    The house is not finished and needs about $100,000 in repairs. The ARV is $1,000,000.

    How to wholesale this house?

    Is this a trick question? Unless the house is in a market where nothing is moving, there are lenders and buyers that can close on a $1M house selling for $250K tomorrow. What's the complication? Get it under contract and get the contract assigned/sold.

  • Real Estate Investor · Buzzards Bay (Bourne), MA · Member since 2012 · 208 posts · 28 votes
    13y

    Hi Hector Perez. Can you offer more details. These #'s seem too good to be true. Feel free to inbox me if you need to.

    You are a wholesaler so why not just offer it to your buyers. You can stop the foreclosure to make it happen

  • Flipper/Rehabber · Houston, TX · Member since 2012 · 176 posts · 75 votes
    13y

    K. Marie Poe I am just starting out and I have wholesale a handful of properties below $100,000. This is a huge house and if I get it under contract who would I wholesale it too. Don't know anybody that will focus on high price properties.

    I am scheduling an appointment tomorrow and I am going to get it under contract , but don't know who will buy it and need some feedback.

    Mike LaCava It seems to good to be true. I though the guy who call was joking, but when I look the pictures of the house, and the comps, all the homes have sold for over $1M dollars. The guy seems desperate. I am going to set up an appointment tomorrow.

    But as I said before, don't have buyers that will play in the level, so, just wandering how do I exit this contract.

  • Investor · Chicago, IL · Member since 2013 · 2k+ posts · 1k+ votes
    13y

    Hector Perez, if the deal is good the money will follow.

    I can get the hedge fund I work with involved or my other lenders to see if they can fund this deal.

  • Contractor · Potomac, MD · Member since 2013 · 64 posts · 3 votes
    13y

    Hector Perez sounds like a deal to me... go get it

  • Karen MargraveBusiness Member
    Moderator
    Realtor, General Contractor, and Developer · Redding, CA · Member since 2009 · 7k+ posts · 4k+ votes
    13y

    Hector Perez Get it tied down! There's plenty of people on BP that are in your area. Maybe Bryan Hancock can help point you in a direction. When you do a post, put the city for those with keyword alerts for the area.

    If the deal is real, it's an easy sell, but seems like one of those deals that's too good to be true. Keep us posted.

  • Real Estate Investor · Weehawken, NJ · Member since 2012 · 79 posts · 19 votes
    13y

    Get it under contract now and figure out your buyer later. If the numbers are remotely close to what you showed, this could be a big payday.

    Even selling the house @ 55% ARV less 150k in repairs is a $150k payday for you. I would think you can get a deal like that done easily.

  • Flipper/Rehabber · Charlotte, NC · Member since 2012 · 42 posts · 11 votes
    13y
    It does sound too good to be true! If it is anything like you say, alot of people would buy it, including myself or the investors i know! When the numbers are good you wont have any problem finding buyers, good luck, although you dont need it!
  • Investor · Austin, TX · Member since 2012 · 205 posts · 112 votes
    13y

    If the seller is that motivated, I promise you he is calling other people as we type. I'd get a signed contract ASAP.

  • Flipper/Rehabber · Houston, TX · Member since 2012 · 176 posts · 75 votes
    13y

    Thank you all for your comments.

    I have an appointment in 2 hours with the seller.

    I was more worry to find out the exit stratetgy, than getting the contract.

    Your suggestions and feedback made me realized that main focus is to get it under contract first and worry about the buyer later.

    I will let you know how it goes

  • Real Estate Investor · Weehawken, NJ · Member since 2012 · 79 posts · 19 votes
    13y

    Many newbie wholesalers in this market build their buyers list first. I don't get that strategy as there aren't that many good deals around. If you have a deal, there WILL be a buyer. Not to mention that if you lock a deal up and can't sell it, the worst thing that happens is that you don't sell it. You have no downside.

    Lock it up, get it done and come back here and gloat! :)

    Good luck!

  • Residential Real Estate Agent · Fort Worth , TX · Member since 2012 · 211 posts · 152 votes
    13y
    Originally posted by Brian L.:
    Not to mention that if you lock a deal up and can't sell it, the worst thing that happens is that you don't sell it. You have no downside.
    Lock it up, get it done and come back here and gloat! :)

    Good luck!

    Be careful here. You are safeguarded as long as you have the house under an option and the deal is papered up correctly (contract). Make sure the end buyer is set to close before your option period is up. If the buyer backs out and its even one day past the option period, you will be held liable.

  • Investor · Central Valley, CA · Member since 2012 · 6k+ posts · 3k+ votes
    13y

    Get it under contract subject to a title report and review of the permit file in the county and/or city. Houses in construction often have additional loans and contractor and vendor liens. The construction may be at a stand still due to an infrastructure or permit issue.

    I don't understand why the seller is working to so hard to save it from foreclosure. Since he says he wants to sell for the balance due, what's in it for him? Who is the lender? Is it private money from somebody he knows or a family ?

    Have you gotten help with the comps? Are you comparing similar lots and amenities to get a $1M ARV. Are there enough nearby comps to make your number solid?

    It's highly unlikely that the property is encumbered for only $250K, but even if the debt on it is $500K, it could be a great deal for a builder/rehabber, with plenty of room for you to profit as well. Please keep us posted!

  • Flipper/Rehabber · Houston, TX · Member since 2012 · 176 posts · 75 votes
    13y

    Just wanted to say Thank you for all your feedback.

    Seller changed his mind and wanted a higher price. He had other investors looking at the property over the weekend so he didnt want to commit.

    Deal is not dead yet. If something changes I will let you know

  • Member since 2022 · 1 post · 0 votes
    3y
    Quote from @Hector Perez:

    Need help

    Just got a call today from a seller that NEEDS to sale his house before goes into foreclosure for what he owns on the mortgage ~$250,000.

    The house is not finished and needs about $100,000 in repairs. The ARV is $1,000,000.

    How to wholesale this house?


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