What would you do? Investment strategy

[Josh July]

What would you do? if you recently received a large settlement(over a million), got a great credit score of 770, have only a few hundred bucks of living expenses per month. What would you do with the money? Would it be best to invest in the stock market, real estate, or just leave it in the bank and collect interest. The real estate around cost as low as $25,000 in C- class nieborhood and as high as $250,000 in A class nieborhood. Would you pay cash or finance the property with a morgage. would it be best to invest in high end or buy a bunch of low end properties? If stock market would it be best to invest in something like the SNP 500 or mutual funds... If just leaving the funds in the bank and collect interest would it be best to leave it in a few small banks or just one or two big banks? (PS spoiler I am not the one who has $1,000,000, I'm asking for a friend who was in a car accident...and yes I know he/she should see a financial advisor before making final decisions)