Calculating Down Payment

[Alex Pino]

Hello all! When looking to house hack a property using VA or FHA loans do you calculate the 0/3.5% down payment? Or do you run the numbers as if you were an investor putting 20% down? Its so hard to find deals or even homes that will pass the stringent inspections that even come close to breaking even at those low down payments. Please advise, thank you!

[Victor Steffen]

@Alex Pino have you considered leasing out to mid-term tenants or using a short term rental strategy? What about finding a single family home + guest house setup? I know a lot of househackers have had great success with 30+ day rentals on the northwest side of san antonio.