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Updated over 2 years ago on . Most recent reply

Ryan Karel's profile image
Ryan Karel's profile image
Ryan Karel
  • Contractor
  • Member since Feb 18, 2022
  • Posts 16
  • Votes 14
  • Experience 7 Yrs
  • Investments 3
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16
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Ryan Karel's profile image
Ryan Karel's profile image
Ryan Karel
  • Contractor
  • Member since Feb 18, 2022
  • Posts 16
  • Votes 14
  • Experience 7 Yrs
  • Investments 3
Connect
Ryan Karel
  • Contractor
14
Votes |
16
Posts
House Hacking

Buying a duplex or triplex

Ryan Karel
  • Contractor
Posted

I'm looking to purchase a 2-3 family house in my next purchase. (Probably in about a year). My question is about financing. This will be my last traditional mortgage I will be able to get for now. Do traditional lenders take into account the potential rents when qualifying you for the loan amount ?

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Eliott Elias's profile image
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Eliott Elias
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  • from Austin, TX
  • Member since Jan 5, 2021
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Eliott Elias's profile image
Eliott Elias's profile image
Eliott Elias
  • Investor
  • from Austin, TX
  • Member since Jan 5, 2021
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Eliott Elias
  • Investor
  • Austin, TX
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Eliott Elias
  • Investor
  • Austin, TX
Replied

If it's going to be lived in by you then you won't. If it's an investment property fully occupied by tenants then yes 

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