Start House Hacking with a Duplex or 4-Plex?

[Jalpan Jangiani]

Hello Fellow Investors,

I am interested in doing the House Hacking by starting with a Multi Family Property. It would be my first home purchase as Primary Residence. And I want to get the benefit of qualifying for the highest loan amount with the least down payment. My preferred location will be Alameda, CA.

My question is should I start with a Duplex as it is my first investment and learn the process with one tenant or should I look for a 4 Plex and have multiple tenants? Does it even matter?

Any advice for a newbie will be helpful.