First time buyer

[A. Berk Gokce]

Hi all! Ive been wanting to buy my first place. Currently living and working in NYC but looking to move to Jersey City or the Hoboken area. 

I currently have 30K as my down payment for around 300k apartments. I have a few questions for experienced buyers.

Is this a good time to buy? 

What are your advices when it comes to mortgages? I have an 800 credit score and 75K income. 

Should I look into NYC or NJ for my first home?