First time investor

[Gibson Beus]

Hey! I'm new, I just signed up with bigger pockets but I am absolutely stocked to be here! 

I was curious to know if anyone could help me out, I'm only 20 years old, I don't have a credit score or any credit cards, but neither do I have any debt or bills seeing that I am living at home for the time being. 

Do any of you more advanced investors have some advice, pointers or guidance you could lend?

I have considered partnering or Co signing with my parents on a house hack up at college yet still unsure with the direction. 

Any comments or advice would be awesome! 

Thanks and have a great day!

[Ryan Wallace]

Quote from @Gibson Beus:

Hey! I'm new, I just signed up with bigger pockets but I am absolutely stocked to be here! 

I was curious to know if anyone could help me out, I'm only 20 years old, I don't have a credit score or any credit cards, but neither do I have any debt or bills seeing that I am living at home for the time being. 

Do any of you more advanced investors have some advice, pointers or guidance you could lend?

I have considered partnering or Co signing with my parents on a house hack up at college yet still unsure with the direction. 

Any comments or advice would be awesome! 

Thanks and have a great day!

Welcome to BP! Your light years above your peers just by signing up and seeking advice. Luckily Boise has some amazing first time homebuyer programs so seek out a good lender. But first, as other have said, get a credit card and start building up that credit. By a couple small things on it each month and pay it off every month.  If you are getting help from your parents for college look into putting student loans in your name and then having them pay them off after you finish your course. This will show once again good credit usage on larger loans only increasing your credit score. 

Talk to your parents about house hacking at college. When I went to school a decade ago I talked my parents and grandparents into a partnership to buy a duplex near the school. I put down all my savings and they matched it for the down payment and co-signed the loan. I then managed the place and got roommates to fill all the rooms. It provided a nice cash flow for them and covered my room and board expenses. This investment worked out great for them to this day and the property has almost tripled in value. 

Best of luck and let us know if you have any questions.