FHA Loan Rules

[Jack Payne]

Hello BP,

I'm interested in utilizing an FHA loan and I want to know whether I can use one before I get married and if once I'm married my wife and I can use another FHA because she had never used one before? Is this possible or would it only be possible for us each to use an FHA loan for two separate properties before getting married?

[Gordon Cuffe]

@Jack Payne A person can only have one FHA loan in their name at any time. You would have to qualify for an put one fha loan in your name. Then your girlfriend would have to qualify for and put one FHA loan in her name. FHA loans are for owner occupied homes.