Investing in Catalonia, Spain

[Nathan Longuet-Ax]

Hello dear investors,

As I am interested in starting my real estate journey, I have some questions about investing in Catalonia, specifically Barcelona, that maybe someone can help me get the answers to.

My goal is investing in rental properties and coliving, and as my first operation, I am considering house hacking, where I would buy an apartment as my primary residence and rent the extra rooms.

Here are some of the questions I have :

-  What differences are there between a mortgage for a primary residence and rental investment properties ? (in Spain/Catalonia)

-  If my first mortgage proves to bring in cash flow (with the house hacking), will banks be more inclined to allow for a second mortgage ?


- Can you operate AirBnB without a licence in Barcelona if you own the home and live in it ?

Thanks in advance !

Nathan