Best rental property structure?

[John Lee]

I want to run my structure by the BiggerPockets family. Please judge and critique away. Any advice and views are appreciated.

I have a mortgage on the property and the title and the mortgage is 100% under me – this will not change – I want to keep the title under me.

I leased the property out to my LLC. I have the lease documents; I do LLC minutes and go above and beyond to keep my personal and LLC separate. I do want to have an LLC.

The LLC then sub leases the property out to the tenant. And a property manager over sees everything.

I also have landlord insurance under me. The LLC does not have any insurances and only act as the middleman.

The contract is between the LLC and the Tenant, overseen by the property manager.

The tenant will pay the property manager, the property manager will pay the LLC and the LLC will pay me and I will pay the mortgage.