Property Management insurance?????

[Duane A. Snow]

I have worked for a property management company for 6 years and looking to start my own business. Mine will be managing peoples homes for them. We have tons of lake houses that I have started to build up managing the everyday and with winter in WI these folks are south till summer. I walk the properties weekly, landscape, open/close pools for seasons, basic home clean/maintenance. Looking for a general liability insurance for my business. Any ideas? 

[Michael Smythe]

You'll only be able to get liability insurance to cover accidents at your place of business, NOT at properties you manage.

To cover liability issues at properties you manage you can either:

1) Have owners add you as additionally insured to their policies.

2) Provide your clients with a blanket commercial policy you add them to.