House Hacking - Homeowner's vs Landlord's Insurance

[Nick Bruckner]

I recently bought a SFH with mother-in-law unit. I have a renter in the MIL. We have normal homeowner's insurance on the property. I've heard that a landlord insurance policy is more expensive than homeowners insurance. I want to make sure we are covering our bases with liability but always like reducing costs when possible. Anyone have experience navigating these waters?