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Updated about 6 years ago on . Most recent reply
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High Equity Leads
Hey guys,
I'm looking to get absentee leads with high equity. What should I put in my search criteria specifically to find people with high equity?
If i'm looking for people that have 40-100% equity.
Should I be doing a search for LTV of 0 - 60%?
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In these databases such as Realquest, what is the source of the current value estimate from that is used to compute equity or LTV? If unknown, does it seem to track Zillow, for example? I assume it doesn't use original purchase price.
For estimating loan balance, I assume they use the original recorded loan information and do a standard 30-year amortization of the principal to estimate the current note balance. But what about HELOCs? The recorded docs would only have the full amount of the originally available LOC.
But yes, LTV is the inverse of the equity (ETV), so 0-60 LTV must be correct.