BP Rental Calculator - does it include PMI?

[Ross Bowman]

The title says it all. I can't tell if the mortgage payment amount in the calculator actually includes PMI (mortgage insurance) or not.

For those of us looking at FHA house hacks, this is a pretty important detail. When running a rental analysis on BP, I noticed the mortgage payment amount is significantly lower than if its run in other calculators that *do* include PMI.

Can anyone clear this up? If BP is not including PMI in the calcs, they need to call that out. This can be the difference in positive or negative cashflow.