2/1 SF house analysis

[Jordon Milford]

Needing some feed back on a 2 bed 1 bath house, 1200 sqft with an added bonus room upstairs. Planning to eventually make it a rental property but will be primary for the time being. Asking: 65,000 Down: 5,000 Closing: 2,800 taxes: 900/yr insurance: 800/yr make ready: 1,500 Rent is currently 600-675 in this area for 2/1. Could possibly demand more with a bonus room (unofficial bedroom due to ceiling height, it has window and Hvac) I have used a few calculators to help evaluate but I’m not sure what rule I should follow as this with be a primary for at least a year minimum then eventually a rental property. 50%, 1%, 2%? Thanks!