[Calc Review] Help me analyze this house hacking deal

[Joshua Herald]

I am struggling to make sense of this deal.

I have solid numbers from the bank.

PMI would be 136/m

Tax is 459/m

insurance is 80/m

currently the 4 units bring in  $2400/month

My loan is for 200000 and intrest rate is 3.6%

We were planning on staying in one unit so subtract 500/m and we would be negative cash flow on day one. 

The bigger goal was to stay in the bigger unit that brings in 1000 and that would lower my cash flow to - 650/month. I dont want a house payment. 

This looks like a bad deal..

The report below is assuming only 1400/month in rental income.

How do my numbers look?

View report

*This link comes directly from our calculators, based on information input by the member who posted.