Cash buy or finance

[Jonathan Kim]

Need some advice on which direction to take on my next investment.

These are my options....

Buy and hold a SFH/Townhouse, cash with no financing. Will be renting out so it will be making an income which will be taxed. This option costs 50k and rental income would be around $1000 per month.

OR

Buy a duplex with financing. Will have 2 tenants paying down mortgage. This option costs 130k, rental income would be around $1500.

Which is a better option in terms of growth? Of course, my ultimate goal is to keep going and eventually quit my day job and do this full time.