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Updated almost 9 years ago on . Most recent reply
![Jacquelyn Sarpong's profile image](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/479740/1621478523-avatar-jacquelyns1.jpg?twic=v1/output=image/cover=128x128&v=2)
Current situation
My lil brother has a 680 credit score. Make 45k a year. Has student loans and lil credit card debt. Have 9k in the bank. Should he wholesale, flip, or rent? What's the best route to real estate investing in the current situation? All responses are great appreciated. :-)
Most Popular Reply
![Joshua Maestas's profile image](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/261520/1625189074-avatar-joshua_maestas.jpg?twic=v1/output=image/crop=2393x2393@344x89/cover=128x128&v=2)
Hello, My recommendation is first focusing on the educational aspects of REI. Learn as much as you guys can until you feel informed enough to make a sound decision. Wholesaling would probably be the cheapest route to go in terms of start up capital however there are still many ways to get into different areas using creative financing. My suggestion is to look into house hacking.
-Joshua M.