3/2 Single family rental prospect

[Luke Robins]

Any advice on the deal would be appreciated, and checks on my calulations (i'm new to this).  I didn't include monthly property management because I would manage it, plus if I added that the numbers didn't look so good. Also I plan to live in the house for a year before I rent it out.

purchase price	104000
down payment (5%)	5200
Loan Amount	98800
total cash out of pocket (closing&rehab)	17200
monthly rent	1100
prop tax	178.83
insurance	80
Mortgate Insurance	23.4
Mortgage	$478.83
vacancy (8% of rent)	88
repairs (5% of rent)	55
capital expenditures (5% of rent)	55
Monthly Expenses	$959.06
Cash Flow	$140.94
Cap Rate	7.15%
Cash-on-cash	9.83%