Analyzing a Deal: How do these numbers sound?

[Kevin Castaneda]

Hey friends, I'm fairly new to real estate (still waiting to pull the trigger) and am trying to get the knack for quickly identifying if a property's numbers would make it a good investment. My thought was that this property could potentially be both a great investment or "house hacking" property. I'd appreciate any input or advice you can provide? How do these numbers sound? Anything I've missed/underestimated?

Units: 4-plex

Rent Est: $2700 ($675 x 4 units)

List Price: $165,000

20% Downpayment: $33,000

Mortgage Amount: $132,000 

Mortgage Payment: $670 (30 yr @ 4.5%) (P = $175, I = $495)

Taxes: $435

Utilities: $200 (water/pest/garbage)

Insurance: $150

Repairs: $135 (5%)

CapEx: $135 (5%)

Vacancy: $270 (10%)

Management: $270 (10% - if went that route)

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Projected Cashflow: $435

Thanks for commenting!