Need advice

[Mike McCool]

Hi everyone, first post, I'm new to the site and can't wait to become an active member of the community. The set up, here goes, my wife and I own three homes the first in Ohio is worth aprox 65k we owe 40k, we have it rented for $650/mo, the second is worth aprox 190k we owe 170k and have it rented for $1200/mo. We are moving to southern Utah to escape the cold, the third house we bought for 75k. The first house has $300 cash flow the second house no cash flow. I will be getting $30k from a retirement acct soon I was thinking of paying the mortgage on house 2 down a bit and refinancing to make it have some cash flow or pay off the first house so it's cash flow would help offset the second house or put my retirement money into our Roth accts and figure something else out. I'm obviously really green and any advice is welcome and appreciated. I have ambitions of being a legit REI but as you may have guessed have a long way to go. Thanks in advance for the advice