LOC as downpayment for house hack?

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As per the title I'm looking at house hacking a duplex, living in with my wife and renting out the other side. There's a great opportunity in my market currently and ya tbh I don't really care about rates or what's going to happen to prices, right now this deal works for me and is in my criteria. Imo this is best way to get into REI for young people currently.

Only problem is I need the cash for the downpayment, I have about 5k in reserves for another rental I have and 12k cash that we’ve been saving for our next place. What’s the best route to go here?

My options are pretty much just keep saving until I have the cash, look for hard money, or just use a personal line of credit that I can access 30k from if needed. I really don't like the idea of carrying a balance on a LOC but this property would have a mortgage helper and cash flow generously once we moved out down the line.

We make about 140k per year combined both 800 credit scores living in southwestern Ontario for reference. Could realistically pay back that loan in 6-7 months. Not making any sudden moves but if anyone has used financing like this let me know what ya did! Thanks