Inherited estate - how to make money on house

[Cindy Margheim]

Hello. My 3 siblings and I inherited my mom's house after she passed away in 2008. I have it as a rental and receiving $1,500 in monthly rental payments. After the property management company takes their 8% fee ($120) we get $1,380 to cover the $1,377 mortgage. The house is in a trust with all the siblings names on it.

I am trying to refinance and get it out from the original loan at 5.35% interest. The goal is to lower our mortgage payment to gain a better cash flow. Right now, we have no cash flow.

1. Anyone know what financial institutions will help refinance a house under a trust?

2. What ideas do you all have to increase the cash flow of this house?

Location: Portland, Oregon.

So grateful to have this site! Thank you everyone!