BRRRR Investment with Down Payment

[Zak Marinko]

I’m new to investing, and currently involved in my first deal (a house flip where I’m just a partial investor).

My current plan is to begin House Hacking after this deal by using an FHA loan for my down payment. (Don't have much capital now, still a college student!)

However, I want to start using BRRRR as my main strategy moving forward from that point. My current understanding of BRRRR is that it works best if you can pay for the house in full, whether that be with cash or private/hard money.

My question is, is there a feasible way to use the BRRRR strategy with a loan? It seems like it wouldn't work because you already have a loan, so refinancing for a different loan wouldn't necessarily put you in a better position.

Any input is helpful, I’m pretty clueless when it comes to loans and refinancing!