Creative Financing in Utah County

[Taylor Wade Wirthlin]

Hi BP community!

My husband and I are trying to pull together our first buy and hold rental property in Utah County. We are having a really hard time getting a conventional mortgage though because we are self employed and started our company (Chip Cookies if any of ya'll have heard of it) only a year and a half ago (everyone seems to require 2 years of tax returns for self-employment). We have about 150k in savings and together make about 90k/year and have a good credit score, but this self employment thing is holding us back! 

I just finished reading BP's book on creative financing, and thought it was helpful but am a little stuck on where to go next. I have talked with a couple sellers about seller financing, but few have been even slightly interested. We have also thought about finding someone to partner with, but it seems hard to find a good enough deal in this area that would work for two parties. 

I wondered if any of you in Utah have any specific advice for our market? Are there other options we should be pursuing or people we should be talking to?